Kate cloonan business plan

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Kate cloonan business plan

Abstract Even after full implementation of the Affordable Care Act ACAtens of millions of Americans will remain uninsured or only partially insured, and costs will continue to rise faster than the background inflation rate.

We propose to replace the ACA with a publicly financed National Health Program NHP that would fully cover medical care for all Americans, while lowering costs by eliminating the profit-driven private insurance industry with its massive overhead.

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Hospitals, nursing homes, and other provider facilities would be nonprofit, and paid global operating kate cloonan business plan rather than fees for each service.

Physicians could opt to be paid on a fee-for-service basis, but with fees adjusted to better reward primary care providers, or by salaries in facilities paid by global budgets. The initial increase in government costs would be offset by savings in premiums and out-of-pocket costs, and the rate of medical inflation would slow, freeing up resources for unmet medical and public health needs.

Click on each section to see text. Paul, MN Martin F. S continues to spend strikingly more on health care than other industrialized nations,1 while our health outcomes lag behind. Even with the ACA fully implemented, an estimated twenty-seven million will remain uninsured,2 while many more face rising copayments and deductibles that compromise access to care and leave them vulnerable to ruinous medical bills.

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The design of such a program has been previously described,10,11 but intervening developments — notably the proliferation of large integrated delivery systems — require revisions.

By dramatically reducing administrative costs and other inefficiencies, the NHP could eliminate both uninsurance and underinsurance without any increase in overall health care expenditures. Although the system we envision would be publicly financed, it would rely largely on existing private hospitals, clinics and practitioners to provide care.

However, because investor ownership of health care providers is known to compromise quality and divert funds from clinical care to overhead and profits, the NHP would not include such providers. Following are the essential features of the proposed system. Coverage A single-payer NHP would cover every American for all medically necessary services, including mental health, rehabilitation and dental care, without copayments or deductibles.

Covered services would be determined by boards of experts and patient advocates; ineffective services would be excluded from coverage. Patient cost sharing blocks access to vital care e. The NHP would, like Medicare, ban private insurance that duplicates the public coverage to forestall the emergence of a two-tiered health care system, in which insurers would compete by lobbying to underfund the public part of the system.

Moreover, in the NHP, as in Medicare, inclusion of the affluent would serve as an important guarantor of adequate coverage. Global budgets would cover operating expenses, but could not be used for expansion or modernization, which the NHP would fund separately through explicit capital allocations.

Nor could operating funds be used for advertising, profit, or bonuses. For-profit hospitals would be converted to nonprofit governance and their owners compensated for past investments. In some instances, the NHP might fold hospital budgets into global operating budgets paid to non-profit or public integrated systems that provide primary through tertiary care.

Hospital billing offices tabulate lengthy itemized bills and charge a multitude of payers using inefficient, complex and separately negotiated rate schedules. Global budgets would also eliminate hospital billing and relieve clinicians of billing-related documentation, freeing up resources to enhance clinical services.

While conventional wisdom blames the failings of our health care system especially cost 22 on fee-for-service incentives, every mode of payment has pitfalls. Yet other countries have found fee-for-service — as well as capitation and salaried practice — compatible with quality and cost containment, as long as the fees do not unduly reward procedure-oriented specialists compared with primary care providers.

Regardless of the payment mode, the NHP would prohibit the diversion of operating revenues to profits or capital investments, and the payment of bonuses tied either positively or negatively to utilization or to institutional profitability.

For fee-for-service practitioners, the NHP and organizations representing the practitioners would negotiate a simple, binding fee schedule. The NHP could draw on a number of tools that other countries have found effective in countering the inflationary tendency of fee-for-service, including: Practitioners could also choose salaried practice in non-profit globally budgeted providers such as hospitals, clinics, group practices, etc.DC Rebirth is the relaunch of DC Comics, and their first major rebranding since the New 52 began in Unlike the latter, DC Rebirth isn't a .

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